Living in a state of disrepair

"Domino!" A black and white short-haired dog happily wags its tail and retreats to a three-bedroom townhouse at 1500 Caldwell Ave. Its owner, Andrea Terry, an OCH tenant, says she has lived in this house and raised her now adult children…

Give credit where it’s due

The inequality is clear: While only 1 in 19 white Americans has a credit score of 620 or lower – a level considered high-risk by most lenders – 1 in 5 black Americans do.The reasons for these disparities are complex, but they stem from…